This article LTG
GoldRock will share with you what a private equity debt is ~
Private equity bonds refers to a corporate bond issued by small and medium -sized enterprises in China in non -public ways in China. It is scheduled to repay the principal and interest in a certain period of time.EssenceSmall and medium -sized enterprises that are not listed on the Shanghai Stock Exchange and the Shenzhen Stock Exchange are not included in real estate companies and financial enterprises.
Private equity bonds are bonds issued by the issuer to a minority of investors who have a specific relationship to raise the target.The scope of issuance of private equity bonds is very small, and most investors are financial institutions such as banks or insurance companies.
Private equity financing means that it does not adopt a public method, but will privately discuss with specific investors or debtors in private, and raise funds by bidding and other methods. It depends on the agreement between the parties, such as loans from banks, and obtain venture capital.Private financing is divided into private equity financing and private equity debt financing.Private equity financing refers to the financing of equity to specific investors through non -social public ways such as negotiation and bidding, including various investors, including the establishment of corporate equity fundraising and subsequent capital expansion and expansion.Private equity debt financing refers to the financing of financiers to sell claims to specific investors through non -social public methods such as negotiation and bidding, including various loans other than bond issuance.
The financing service industry is a general market with lack of information. The information mastered by both parties and investment and financing service institutions is asymmetric, causing many unnecessary problems.The problem of private equity financing of small and medium -sized enterprises is mainly as follows:
1. Customers lack the accounting, finance, law, and evaluation knowledge needed for investment and financing, and have no ability to identify the ability of investment and financing service institutions
2. Some investment and financing service agencies are irresponsible, and the customer's expenses do not conduct financing services, which will adversely affect the entire industry.
3. Some investment and financing service institutions have poor professional capabilities and no resources. The quality of employees is not high. It is difficult to reduce the difficulty of financing for customers, plan better financing plans and achieve financing.
4. 4..
The second type of investment and financing service agencies require customers to pay the pre -payment fee to start the project, and the financing failure will not be refunded. Once the financing failure is difficult to bear, it often causes disputes between the two parties.After many intermediary fees, the projects still have not merged funds.
Benefits of private equity debt in small and medium -sized enterprises
1. Private equity bonds are a convenient and efficient financing method.
2. Private equity bonds are a record system for issuing review, and the approval cycle is faster.
3. The use of funds for private equity bonds is relatively flexible, and the period is longer than the bank loan, which is generally two years.
4. The cost of comprehensive financing of private equity bonds is lower than that of trust funds and private lending, and some areas can also obtain policy discounts.
