Choosing stock funds starts with the investment strategy of stock funds, because this represents the most fundamental principle of fund manager stock selection.From the perspective of investment strategy , stock funds can be subdivided into value, growth and balance. Today, LTG Goldrock to talk to you about the three types of stock funds ~
Value
Among the three types of funds, value funds have the least risks, but their income is also low. It is suitable for investors who want to share stock funds , but they are more inclined to bear less risks.Generally speaking, the investment strategy adopted by value funds is to buy low and sell low, focusing on whether the stock price is reasonable.Therefore, the first step of value investment is to find low -priced stocks.
Value funds are investing in more stable industries such as public utilities , finance, industrial raw materials , and less invested in stocks with higher P/E ratio , such as online technology, Biopharmaceutical Company.
Growth
Among the three types of funds, growth funds are suitable for investors who are willing to bear greater risks.Because of the highest risk of this type of fund, the growth space of earning high returns is relatively large.
When choosing stocks, growth funds are considered less to consider the price of the stock. The multi -investment industry is in a growing period. When choosing a specific stock, it is better to favor investment with growth potential such as online technology and biopharmaceuticals. and new energy material listed companies.
Balance
Balanced Fund is a fund in value and growth. In terms of investment strategies, some investments are invested in stock prices that are undervalued, and some investments are invested in stocks that are listed in the growth industry.
Therefore, among the three types of funds, the risk and income of balanced funds are between the above two, suitable for most investors.
It is necessary to remind investors that the decision to invest in stock funds with large amounts should be avoided in the market.
Copy the tricks of the stock -type fund high platform diving
In the case of large adjustments in the stock market, stock funds have begun to dive in high platforms, and the net value is constantly shrinking.
First, the cash of part of the income is settled.
Whenever the fund market has a large fluctuation, the performance of various types of stock funds has begun to differentiate, some varieties such as dividend funds , the dividend of a certain condition can effectively lock the investment income .Reduce the possible risk of decline in the future.For investors, some of the revenue cash will achieve "falling bags for peace", reducing the net worth loss caused by the decline in the stock market.
Remind investors to pay attention that when the market is unstable, in order to lock the income, if the original chooses to invest in dividends , it may be temporarily changed to cash dividend , otherwise the purpose of risk aversion will not be achieved.
Second, sell the old fund locking income and buy newly issued funds at the same time.
When the stock market enters the temporary session, but the long -term bullish pattern has not changed, if there is investment demand and optimistic about the future stock market, you can choose to sell old funds to lock in profits and invest in newly issued funds.During the significant appreciation of the stock, you should buy an old fund that has been operating, because the old fund position can quickly share the bull market's income.In the entire period of the stock market, newly issued funds should be purchased.The new fund generally has a monthly issuance period, and then at least 3 months of closed periods (during the construction period). From the time of issuance to the time required, it can avoid the consolidation of the stock market.Essence
